Benefits Summary 2008
For “Regular” Employees

This document is intended to be a summary of the benefits offered to Regular Foundation Employees. Regular foundation employees are appointed for at least one (1) year and a minimum of twenty (20) hours per week.  Please click here for more detailed information from our Employee Handbook or you may contact Foundation Human Resources at (760) 750-4700.

GROUP HEALTH INSURANCE (CalPERS Employer Code 7372) ph. (888) 225-7377

The Cal State San Marcos Foundation shares the monthly premium cost with its regular employees for health insurance. Regular employees are those employees appointed to a position for a minimum of one (1) year, working a minimum of twenty (20) hours per week. The Foundation has contracted with the California Public Employee's Retirement System (CalPERS) for medical benefits. Please view the CalPERS medical benefit summary by clicking here. Employees may select one of the six following medical plan options:

--Blue Shield Net Value ph: (800) 334-5847 www.mylifepath.com

--Blue Shield of California HMO ph: (800) 334-5847 www.mylifepath.com

--Kaiser Permanente HMO ph: (800) 464-4000 www.kaiserpermanente.org
 

--PERS CARE PPO (Blue Cross 90/10) ph: (800) 444-2595 www.calpers.com
 

--PERS Select  ph: (800) 444-2595 www.calpers.com
 

--PERS Choice PPO (Blue Cross 80/20) ph: (800) 633-0337 www.calpers.com
 

DENTAL INSURANCE (Delta Dental Group#4561-0026) ph: (800) 777-5854 www.deltadental.com
Cal State San Marcos Foundation contributes 100% of the monthly premium for dental insurance for each regular employee and 100% of the monthly premium for spouses and eligible dependents.

VISION INSURANCE (Vision Service Plan #122 39 472) ph: (800) 877-7195 www.vsp.com
Cal State San Marcos Foundation contributes 100% of the monthly premium for vision insurance for each regular employee and 100% of the monthly premium for spouses and eligible dependents. Regular employees are also eligible for Computer Vision Care through this benefit that allows employees to obtain corrective eyewear designed to meet specific health and vision needs of computer users.

LIFE INSURANCE – Metropolitan Life Insurance Co. (MetLife) www.metlife.com
Cal State San Marcos Foundation contributes 100% of the premium for Life and Accidental Death and Dismemberment (AD&D) insurance for regular employees. Both benefits are equal to one times your Annual Earnings up to a maximum of $50,000.  Employees are also eligible to select Optional Life and AD&D insurance programs.  Please see Human Resources for further details about these benefits.

LONG-TERM DISABILITY – Metropolitan Life Insurance Co. (MetLife) www.metlife.com
Cal State San Marcos Foundation contributes 100% of the premium for Long-Term Disability insurance for regular employees. Benefits are 66 2/3% of the first $7,500 of your Pre-disability Earnings, reduced by Deductible Income.

LONG-TERM CARE (CalPERS)     www.calpers.com
Regular employees are eligible to participate in a Long-Term Care program provided through CalPERS.  This benefit allows employees to establish benefits for their long term care needs and is voluntary.  For more information, see the CalPERS website at www.calpers.com.

AFLAC - Supplemental Insurance Coverage  www.aflac.com

RETIREMENT PLAN – TIAA/CREF ph: (800) 842-2252 www.tiaa-cref.org
Cal State San Marcos Foundation offers a defined contribution retirement plan that operates under Section 403(b) of the Internal Revenue Code (IRC). The Plan was established on September 1, 1997. The purpose of the Plan is to provide retirement benefits for participating employees. Benefits are provided through TIAA-CREF. Regular employees are eligible to participate in the retirement plan on the first day of the month following date of hire. When you begin participation in the Plan, contributions will be made automatically to the funding vehicles that you've chosen. To read the Summary Plan Description, please click here.

The contributions are based on a percentage of your compensation, according to the schedule as follows:

• 8% contribution by the institution (Foundation)

• 3% Minimum contribution by the employee

Additionally, eligible employees are immediately 100% vested within this plan.

(NOTE: Employees may contribute additional amounts up to the maximum allowable limits allowed by Federal Law)
 

CAFETERIA PLAN Administered by PayPro Administrators ph: (800) 427-4549
Cal State San Marcos Foundation offers its regular employees choices related to its benefit programs. The Cal State San Marcos Cafeteria Plan qualifies as a cafeteria plan under Section 125 of the Internal Revenue Service Code. Because of this plan, employees can choose from several tax savings options related to their benefits. Those options include:

• Pre-Tax Medical Premiums

• Benefits for Cash Program (cash back in lieu of benefits)

• Flexible Spending Accounts (Medical and Dependent Care)

Please click here for more details about the Foundation's Cafeteria Plan options.

VACATION PAY

Regular Employees may accrue Vacation at the following rates:
 

Note: Regular Employees who work less than 40 hours per week qualify for vacation on a pro-rata basis.

PERSONAL TIME OFF (PTO)
Regular Employees accrue PTO at the rate of six (6) hours per month (3 hours per pay period). PTO may be used for a personal illness, medical appointments, school appointments, observance of religious holidays, or to conduct personal business.

Note: Regular Employees that work less than forty (40) hours per week qualify for PTO on a pro-rata basis.

HOLIDAY PAY (13 DAYS)
Employees who are regularly scheduled to work 40 hours per week and who have been appointed for a period in excess of six months qualify for Holiday Pay. Those holidays are: January 1st; Martin Luther King Jr.’s Birthday; Lincoln’s Birthday; Washington’s Birthday; Cesar Chavez’s Birthday, Memorial Day; July 4th; Labor Day; Admission Day; Columbus Day; Veteran’s Day; Thanksgiving Day; December 25th; and other days designated by the Governor as a public holiday. Please see the current Holiday Schedule located on our website for further information.

Note: Regular Employees that work less than forty (40) hours per week qualify for holiday pay on a pro-rata basis.

PERSONAL HOLIDAY
In addition to the 13 holidays observed by the Foundation, regular employees receive Personal Holiday time each year. Personal Holiday time is available for all eligible employees to use as of January 1st of each year and must be used by December 31st. The Personal Holiday is capped at a day and one half (1 1/2) each year and must be used in one full day increment (8 hours) and one half day increment (4 hours).

Note: Regular Employees that work less than forty (40) hours per week qualify for the personal holiday on a pro-rata basis.

EDUCATIONAL ASSISTANCE
The Foundation has established an Education Reimbursement Program which assists regular employees who aspire to higher levels of skills and professional competencies. Educational reimbursement may be used for successful completion of approved work-related classes or accredited courses leading to an undergraduate or graduate degree that supports the mission of the Foundation. The Foundation will reimburse for fees at Cal State University San Marcos or fees incurred at other institutions not to exceed the equivalent Cal State University San Marcos mandatory fees for zero to six units per semester. Transportation expense, parking fees, books, lab fees and other related expenses are NOT covered.

To qualify, a regular employee must be employed by the Foundation for one year and must apply before beginning the coursework. In addition, funds must be available and approved by the Project Director well in advance. Please see Human Resources for additional information about this benefit. Click here for more information on this benefit.

EMPLOYEE ASSISTANCE PROGRAM (EAP) Horizon Health (formerly Integrated Insights)

ph: (800) 342-8111 www.integratedinsights.com
The Employee Assistance Program provides confidential counseling and referral services to all regular employees and members of their household 24 hours a day. This benefit is available through an external provider to assist you and your family in dealing with a wide variety of problems or concerns such as those involving relationships, parenting, drug/alcohol abuse, depression, communication, stress, and concerns related to your job. All services are kept strictly confidential.

WORKER’S COMPENSATION INSURANCE
All employees are covered by the Foundation’s Workers’ Compensation Insurance. The cost of the insurance is borne by the Foundation with no cost to the employee. The purpose of Workers’ Compensation is to assist employees who have suffered a job-related injury or illness. If you are injured on the job or incur a work-related illness, please contact your supervisor and the Human Resources office immediately in addition to seeking medical treatment with follow-up care as required.

STATE DISABILITY INSURANCE
All of our employees are covered under the State Disability Insurance plan which provides benefits in the event you need to miss work due to a non-work-related accident or illness. A small percentage of your wages will be deducted each pay period for disability insurance. Benefits will begin from the first day you are hospitalized or after the seventh day of illness or accident if you are not hospitalized. You must file a claim with the State to receive this benefit.

An employee must file a claim with the Employment Development Department to receive any benefits. Claim forms for California State Disability benefits can be requested from your nearest California Employment Development Department.

PAID FAMILY LEAVE
All Foundation employees will be eligible to receive paid family leave benefits from the State of California in the event they are on an approved leave of absence to care for a seriously ill family member or to bond with a new child. A small percentage of your wages will be deducted each pay period for this paid family leave benefit. You must file a claim with the State to receive this benefit. Please contact Human Resources for additional information related to this program.

UNEMPLOYMENT INSURANCE
All employees are covered by unemployment insurance which provides payment to an eligible individual who is unemployed, physically able to work and available to accept and actively seek employment as directed. The Foundation pays the entire premium for this insurance for our employees.

JURY DUTY
It is the Foundation's policy to enable its employees to fulfill their civic obligations. Regular Central Staff and Agency employees are eligible to receive paid jury duty benefits for up to 5 days per year, provided the employee has at least one-year of service with the Foundation. All other employees are not eligible for paid jury duty benefits but may serve on jury duty on an unpaid basis. Regular employees working on grant, contract or gift funds and all temporary employees are not eligible as well.  Employees are required to provide evidence of jury duty attendance in order to be eligible for paid or unpaid time off.
 

BEREAVEMENT
When a death occurs in an employee's immediate family which necessitates his/her losing regularly scheduled work time due to bereavement, Regular and Temporary employees who are eligible  for other paid time off benefits (i.e., vacation and PTO) will be compensated for a maximum of two days for such lost work.  Immediate family member means parents, spouse, spouse's parents, children, brothers, sisters, other dependent family members, or other significant others living in the employee's household.

TIME OFF FOR PARENTS
If you are a parent with one or more children in kindergarten, or in grades 1 through 12, you may take time off of up to 40 hours per year to attend authorized school activities which involve one or more of your school-age children.

SERVICE AWARDS
All employees are eligible to receive service awards that honor continuous years of service with the Foundation starting at 5 years.

FITNESS CENTER
Regular Foundation employees are eligible to receive a discounted membership to the M. Gordon Clarke Fieldhouse/University Student Union Fitness Center located on the campus of Cal State San Marcos.  The discounted fee is available through payroll deduction and does require that the employee maintain the membership a minimum of 90 days.


Rev. 03/05/08