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HEALTH INSURANCE REQUIREMENT

All ALCI students must have adequate health insurance coverage while they are in the United States.  Your health insurance must meet the following California State University International Student Health Insurance requirements:

  • The medical benefit is at least $250,000 per condition, with a co-payment of no more than 25%, and a deductible of no more than $100.
  • The policy is valid as long as you are enrolled at ALCI.
  • The repatriation benefit is at least $7,500.
  • The medical evacuation benefit is at least $10,000.
  • The policy provides equal benefits for men and women.
  • The policy includes prenatal (pregnancy) and maternity coverage at no extra cost.
  • The policy pays for pre-existing conditions after six months of continuous coverage.

To show adequate health insurance coverage, you may:

  1. Bring proof of health insurance from your country that conforms to the CSU requirements. Bring a copy of your policy with English translation.  OR
  2. Buy a CSU-sponsored health insurance after you arrive at ALCI. You must purchase health insurance coverage for the entire semester.   OR
  3. Buy health insurance of your choice in the United States that meets the CSU requirements.

If your health insurance does not meet the minimum requirements listed above, you will be required to purchase health insurance at the ALCI.  There are no exceptions.